Applying an Indexed Strategy allows you the ability to gain interest based on the performance of an Index, without any downside risk or volatility. Essentially your funds are not (In the market), but rather your funds are (Linked to the market). There are many known indices that all of the top financial institutions in the United States utilize. Some of the most well-known Indices include, but are not limited to the S&P 500 Index, the Global Index, Fidelity Multifactor Yield 5% ER Index, Barclays Trailblazer Sector 5 Index, Credit Suisse Balanced Trend 5% Index and many more. Utilizing such a strategy allows you to grow money Tax-Free with the ability to access your money 100% Tax-Free with absolutely no penalties, restrictions or age limitations. Liquidity and the flexible use of your funds is an important factor to always consider when saving for your future and/or retirement.